{"id":173278,"date":"2020-07-10T00:00:00","date_gmt":"2020-07-09T21:00:00","guid":{"rendered":"http:\/\/south.euneighbours.eu\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur-multidimensionnel-et-determinants-cas-des-pays-de-lunion-pour-la-mediterranee\/"},"modified":"2022-07-08T14:14:20","modified_gmt":"2022-07-08T11:14:20","slug":"emnes-working-paper-34-inclusion-financiere-nouvel-indicateur","status":"publish","type":"publication","link":"https:\/\/www.eumedbridge.eu\/fr\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur\/","title":{"rendered":"EMNES Working Paper 34 \u2013 Inclusion financi\u00e8re: nouvel indicateur multidimensionnel et d\u00e9terminants \u2013 Cas des pays de l\u2019Union pour la M\u00e9diterran\u00e9e"},"content":{"rendered":"<p>Ce document propose un nouvel indicateur de l\u2019inclusion financi\u00e8re multidimensionnel bas\u00e9 sur l\u2019analyse des composantes principales (ACP) en deux \u00e9tapes, ainsi que les indicateurs regroup\u00e9s de disponibilit\u00e9, d\u2019acc\u00e8s et d\u2019utilisation.<\/p>\n<p>Tout d\u2019abord, le document \u00e9value les variations dans l\u2019indicateur entre pays et analyse les tendances pour un \u00e9chantillon de pays membres de l\u2019UpM de 2010 \u00e0 2018. Puis il examine les facteurs qui pourraient expliquer le niveau d\u2019inclusion financi\u00e8re entre les pays.<\/p>\n<p>Notre indicateur d\u2019inclusion financi\u00e8re montre une tendance \u00e0 la baisse pour l\u2019ensemble de l\u2019\u00e9chantillon sur la p\u00e9riode \u00e9tudi\u00e9e. Cependant, lorsque les pays sont s\u00e9par\u00e9s selon les revenus, il apparait que les pays \u00e0 haut et moyen revenus n\u2019enregistrent pas la m\u00eame tendance. Lorsque nous examinons les d\u00e9terminants de l\u2019inclusion financi\u00e8re pour les pays de l\u2019UpM, nous remarquons l\u2019importance des facteurs macro\u00e9conomique, social et de gouvernance, tout comme les conditions bancaires.<\/p>\n","protected":false},"featured_media":126596,"parent":0,"template":"","publication_category":[],"country":[1946,1947,1950,2124,1949,1953,1952,2029,1955],"special_action":[],"custom_tag":[2312],"class_list":["post-173278","publication","type-publication","status-publish","has-post-thumbnail","hentry","country-algerie","country-egypte","country-israel-fr","country-jordanie","country-liban","country-maroc","country-palestine-fr","country-syrie","country-tunisie","custom_tag-developpement-durable"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EMNES Working Paper 34 \u2013 Inclusion financi\u00e8re: nouvel indicateur multidimensionnel et d\u00e9terminants \u2013 Cas des pays de l\u2019Union pour la M\u00e9diterran\u00e9e - Voisins de l&#039;UE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eumedbridge.eu\/fr\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EMNES Working Paper 34 \u2013 Inclusion financi\u00e8re: nouvel indicateur multidimensionnel et d\u00e9terminants \u2013 Cas des pays de l\u2019Union pour la M\u00e9diterran\u00e9e - Voisins de l&#039;UE\" \/>\n<meta property=\"og:description\" content=\"Ce document propose un nouvel indicateur de l\u2019inclusion financi\u00e8re multidimensionnel bas\u00e9 sur l\u2019analyse des composantes principales (ACP) en deux \u00e9tapes, ainsi que les indicateurs regroup\u00e9s de disponibilit\u00e9, d\u2019acc\u00e8s et d\u2019utilisation. Tout d\u2019abord, le document \u00e9value les variations dans l\u2019indicateur entre pays et analyse les tendances pour un \u00e9chantillon de pays membres de l\u2019UpM de 2010 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.eumedbridge.eu\/fr\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur\/\" \/>\n<meta property=\"og:site_name\" content=\"Voisins de l&#039;UE\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eumedbridge\/\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-08T11:14:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.eumedbridge.eu\/wp-content\/uploads\/2022\/03\/Capture_10-5.png\" \/>\n\t<meta property=\"og:image:width\" content=\"421\" \/>\n\t<meta property=\"og:image:height\" content=\"597\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@eumedbridge\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.eumedbridge.eu\/fr\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur\/\",\"url\":\"https:\/\/www.eumedbridge.eu\/fr\/publication\/emnes-working-paper-34-inclusion-financiere-nouvel-indicateur\/\",\"name\":\"EMNES Working Paper 34 \u2013 Inclusion financi\u00e8re: nouvel indicateur multidimensionnel et d\u00e9terminants \u2013 Cas des pays de l\u2019Union pour la M\u00e9diterran\u00e9e - 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